Art-secured loans for owners of high quality works of art and jewellery.

The Fine Art Group provides market leading art-secured loans, advances and flexible credit solutions to collectors and the art trade against high value art and jewellery. Flexible and bespoke financing structures are provided to best suit client requirements.

We offer unrivalled speed of execution on loan funding owing to a unique combination of in-house art, legal and finance expertise.

The Process


You provide us with initial details of your work(s) and we will assess whether it is suitable collateral, usually within 48 hours.


If the work is suitable collateral, we will request further information and documentation and agree the terms of the loan with you.


Our art operations team will make all the necessary transport, storage and insurance arrangements with you and then pay you the loan monies.

Considering a loan against your art? Our experts explain



What type of art can I borrow against?

We will consider any high-quality works of art from 1400 to the present day, as well as photography, jewellery and stones. In all cases, the borrower must be the legal owner of the work(s), the pieces must have an established secondary market and a value of not less than US$1,000,000 (as determined by our specialists). We do not lend against wine, antiquities or classic cars.

Can I borrow against a single piece?

Yes, we can lend against single pieces as well as collections.

How much can I borrow?

On the basis of our loan collateral valuations, we can lend up to 50% of the value of the work(s).

How long can I borrow for?

We provide loans from three months to three years.

What interest rates apply?

Each loan and the accompanying collateral will be carefully considered and we will determine pricing on the basis of a number of factors. However, we typically lend in the mid-single digit range.

Where will my art be stored during the loan?

We will arrange for your art to be stored during the loan period at one of our specialist storage facilities in London, Geneva, New York, Hong Kong or Singapore. Depending on the circumstances, your art may also continue to be exhibited in a museum during the loan period. Our specialist art logistics team will work with you to arrange physical inspection, transport and storage of the work(s).

Do I have to disclose my other financial assets and information?

No, our loans are based on the quality of the collateral you provide and not on your other financial assets.

What can I use my loan for?

You may use the loan for any lawful purposes.

How do I start the process?

We request that you or your client send us a full description of the collection or work(s) to be considered for collateral, including for each piece: artist and title, a high resolution image, dimensions, medium, purchase price/date/source and current location. We will conduct an initial assessment of the work and let you know, usually within 48 hours, if the work is suitable collateral.
If the work is suitable collateral, we will request further information and documentation to complete our full due diligence.

What documentation do I need to provide?

We will require documentation that evidences that you are the legal owner of work(s), as well as insurance certificate(s), customs documents and any other applicable documents. We will also require "know your customer (KYC)" documentation for you as a borrower.
Our team will guide you through the documentation requirements.


For more information please call +44 (0) 20 7478 2070 or email

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